Compare Medicare Advantage vs. Medicare Supplement Plans
It’s critical to choose the right health insurance. When it comes to additional Medicare coverage, you can choose between Medicare Advantage and Medicare Supplements (you can’t have both). Then, there are many types of Medicare Advantage plans, and there are many different supplement plans. An agent at Sannes Insurance can walk you through your options and help you choose the right plan for your situation.
What’s the Difference?
Both Medicare Advantage and Medicare Supplement plans join with your Part A and Part B, offering coverage that Original Medicare leaves behind. However, they’re not the same thing.
Medicare Advantage (Part C) is an alternative to Original Medicare. Private carriers offer the plans, which cover your Part A, B, and often D plans, plus other benefits.
Medicare Supplements (Medigap) are another group of plans that help pay for out-of-pocket costs like copays, deductibles, and coinsurance. You can purchase Medigap in addition to your Part A, B, or D plan. It doesn’t “replace” Original Medicare.