EDUCATE
Learn about Medicare.

 

Medicare Basics

You may have many Medicare questions as you approach 65. When am I eligible and how do I apply? What are the four parts of Medicare? How much does it cost? What's the difference between a Medicare Supplement and a Medicare Advantage plan? I'm still working, do I need to apply? Do I need to sign up for Medicare if I have VA, Tricare, or FEHB coverage already? What's the Prescription Drug GAP or Donut Hole?

For answers to these questions and many more, please call us to set up your personalized Medicare Insurance Review.

Educate - Medicare Basics
 

 


Original Medicare

Original Medicare is made up of Parts A and B. Your first big decision after enrolling in Medicare will be whether to stick with original Medicare plus a Medicare Supplemental plan, or get your Medicare benefits through a private Medicare Advantage plan. I will explain the advantages and disadvantages with both options so you can choose the right one for you.

Please call us to set up your personalized Medicare Insurance Review.

 

Educate - Original Medicare2


Medicare Advantage Plans

There's a lot to consider when picking a Medicare Advantage plan. What are the premiums if any? What are the deductibles, co-insurance and co-pay costs? What is the maximum annual Out of Pocket costs? Are your doctors in the plan? What would your Prescription Drugs cost? What other benefits does each plan offer? I will research the best Medicare Advantage plans to meet your needs.  

Please call us to set up your personalized Medicare Insurance Review.

Educate - MA


Medicare Supplement Plans

Medicare Supplement plans help by picking up Medicare's out-of-pocket costs and there are many of these plans to choose from. This can be confusing trying to research these on your own. I will explain how Medicare Supplement Plans work, how they are priced, what they pay for and how to go about finding the best plan that will work for you. 

Please call us to set up your personalized Medicare Insurance Review.

Educate - Supplements2


Prescription Drug Plans 

If you take brand name and specialty prescription drugs regularly, finding the best Medicare Part D plan is going to be very financially important. I will review your prescription drugs with you and find the Prescription Drug Plans that provide the best overall financial coverage for your individual situation. This will help so that you don't end up paying more for your medications than you have to.

Please call us to set up your personalized Medicare Insurance Review.

Educate - Prescription Drugs


Where To Get Medicare Information

There are many online sites that give you voluminous information about Medicare and you have probably received a substantial amount of Medicare mail around your 65th birthday and each year around the annual enrollment period in the fall. There are many options to research this information.

I would suggest using a licensed 'independent' agent for your one stop shopping. As a licensed 'independent' agent, I will help educate you and I can offer a variety of health care plans so that we can find the best one to best match your financial, healthcare and lifestyle needs. 

Please call us to set up your personalized Medicare Insurance Review.

Service - Advocate3

 Sannes - Picture
Mark Sannes, CPCU

Our Work
We Educate and Service!

Referrals are so important! Would you mind 'Like /Sharing' my website on Facebook, Google+ and LinkedIn below?  Thanks for spreading the word!

Nature Quote of the Day

more Quotes